Managing Wealth
with Precision
Shaping Your Financial Future,
Together
Invest Today,
Thrive Tomorrow
Operating since 2005
Headquarters in Mumbai
10+ Countries
4000+
Delivering end-to-end financial solutions tailored to every need.
The principles that guide our decisions, shape our relationships, and define how we create lasting value for our stakeholders.
Advance Financial Well-Being
Lead with Integrity
Driven by Innovation & Excellence
Empower & Evolve
Orbit - My Investment Manager
The Trust Behind Our Success
“My journey with Urjita Financial Services began in 2020 during the uncertainty of the pandemic, and it proved to be a turning point. Despite years in the stock market, I lacked direction and consistency. Urjita introduced me to disciplined, goal-based investing through mutual funds, supported by regular reviews and strategic planning. Over time, I witnessed the true power of consistency and patience. Today, I have built a strong corpus that supports my children’s future and positions me for early retirement. More than returns, they helped transform my mindset and confidence, enabling me to move from uncertainty to financial clarity and independence.”
“My journey with Orbit began in 2018, modestly, with small steps and a lot of uncertainty. It was Kshitij who made the difference. He didn’t just advise us; he took the time to help my husband and me truly understand the principles of investing, in a way that finally made sense to us.
“I have known Vinay Kamat for over 25 years, from our time together in a pharma company in Mumbai. In 2018, during a challenging phase in my career, I reconnected with him and was introduced to goal-based financial planning. Until then, my approach was limited to PF, PPF, insurance, and occasional trading. Vinay helped me understand long-term investing through mutual funds with clarity and logic. Since then, I have built a strong corpus and a clear retirement plan. Today, my entire family invests through him. His guidance, accessibility, and reliability give us complete confidence in our financial future.”
“While I owe my education to my parents and teachers, my financial literacy is entirely thanks to Vinay Kamat. I began my wealth creation journey quite late, but under his guidance, I have achieved meaningful progress in a relatively short time. Vinay’s persistence, clarity, and belief in disciplined investing have helped me stay on track despite my initial hesitation and traditional beliefs. He has been patient and consistent in his approach, ensuring I understand every step. I continue to rely on his expertise and guidance as I move forward, confident that I am on the right path toward long-term financial security.”
“When I started my financial journey, my goals felt distant and unclear. What stood out about Orbit Finance was their structured and personalized approach. Instead of pushing products, they focused on understanding my aspirations, risk appetite, and timelines. Their unbiased advice and long-term strategy brought discipline and clarity to my planning. With their support, I have begun building a meaningful corpus and am now focused on creating liquid assets. What I value most is their commitment, patience, and accessibility. They treat my finances as an extension of my life goals. I strongly recommend them to anyone serious about wealth creation.”
Financial Planning FAQ’S
Common questions on financial planning and investing
I've never really invested before. Where do I even begin?
You’ve already taken the first step by asking! We start with a simple conversation about your goals – buying a home, your child’s education, retirement, or just building a cushion. Once we understand where you want to go, we build a clear, jargon-free plan to get you there. No prior investing experience needed.
What is the minimum amount I need to start investing with you?
Do I need a Demat account to invest?
No, and this surprises many people! For mutual funds which are the foundation of most of our client portfolios you don’t need a Demat account at all. Your investments are held directly in your name with the fund house. It’s simple, safe, and hassle-free to get started.
Do you charge me fees? How do you make money?
For mutual funds, you don’t pay us directly. We earn a commission from the fund house, built into the fund’s expense ratio. For other products, we explain all costs clearly upfront before you commit. There are no hidden charges and no surprises.